The late Jim Rohn said ‘’Motivation is what gets you started. Habit is what keeps you going’’ With a new year comes the motivation to do things differently, to make changes and to start fresh!
I’ve included 3 New Year’s resolutions that you can start tackling today.
1) Close unused bank accounts
Financial institutions often encourage you to sign up for new credit cards or open a new bank account. Don’t fall into that trap! Take a few moments to review all your bank and credit card accounts, find out how much money you’re paying in fees and what can be eliminated. In addition, the fewer credit cards you have, the less credit you will have access to. This can also prevent you for ringing up too much credit card debt.
2) Establish a habit of reviewing your finances
The more often you review your spending habits, the more aware you will be of your expenditures. This tends to make you more conscious of what you’ve recently spent the next time you’re faced with a decision to purchase something.
3) Be kind to yourself
When we’re not where we’d like to be, financially speaking, we can sometimes be hard on ourselves. The fact that you’re reading this right now proves that you’re looking to make positive changes and that in itself is something YOU should be proud of!
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Daniel Enayatzadeh is a Financial Security Advisor specializing in investment and insurance planning. He can be reached at 514-996-9400 or at email@example.com